Advantage Federal Credit Union Home


Is this Home Banking login secure?

ATM Cards
Debit Cards
Direct Deposit




Smart Money Checking



The only checking account like this in our area!

A checking account that combines the high dividends of a Money Market account with the everyday flexibility of checking, plus many FREE services:

  • Unlimited check writing.
  • FREE checks for life.
  • FREE Visa Debit Card.
  • FREE ATM transactions at 90+ local Credit Union-owned ATMs.
  • FREE Home banking with FREE Bill Pay.
  • FREE use of 21 local branches and thousands nationwide.

How it works:

 Average Daily Balance   

 APY*

 $0-$4,999

 0.50%

 $5,000-$24,999

 0.75%

 $25,000-$74,999

 1.00%

 $75,000 and up

 1.50%

  • A Direct Deposit relationship of more than 50% of your pay is required.
  • Accounts with less than $5,000 average daily balance pay a $5.00 monthly fee. 
  • This fee could reduce earnings.

Many of our members have consolidated their savings, money maker and checking accounts into a NEW Smart Money Checking account.  Great rates, the convenience of only having one account, FREE checks, FREE ATM transactions...that's SMART!

*Rates are subject to change

For more information stop by one of our branches or call a Member Service Representative at 585.454.5900,
extension 5.