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Your Money...Your Way...Your Advantage!

Whether you are looking for new or used or want to refinance, Advantage works with you. 
As a member you can design your loan:
  • YOU choose to skip a month...or even two.
  • YOU name your loan....I call mine "My Dream Car."

      Just starting to look?

        In addition to low rates on auto loans, as a member benefit, we offer 2 ways to help you find the perfect car!

               

         

          To get pre-approved, call Advantage at 585.454.5900, ext. 5.

          Click Here for Rates*

            Loan Application

            • * Annual Percentage Rates will vary from 3.99% to 12.74% on car model years 2008-2010; from 4.49% to 13.24% for model years 2004-2007; and from 4.99% to 13.74% on car model years 2003 & older model years. Rates and loan terms are determined based on applicant's past credit history. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates do not apply to refinance of an existing loan with Advantage Federal Credit Union.