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RTA Visa Debit Card/Scholarship Fund
Checking Accounts
Direct Deposit




Debit Cards




Instant Issue Debit Cards!


Walk into our branch-walk out with your new account and debit card ready to use!  No more waiting for it to come in the mail. Get your card the same day you apply for it!  Available at any branch.

We also offer customized Debit Cards! 

Use your card instead of cash
With the Advantage Debit Card, you can withdraw money at the ATM as you need it or have your purchases deducted from your account. All your purchases will appear on your next statement.

Use your card wherever Visa is accepted
Your card is accepted anywhere a Visa card is welcome. That gives you over 13 million locations around the world from which to choose! With the Advantage Debit Card, you're in and out of stores in no time!

It's fast
Your Advantage Check Card is made for your busy lifestyle. You'll be surprised to find out how many everyday purchases can be made with your Debit Card instead of a check.

Now you have the option of using your debit card to withdraw from your savings account as well as your checking account.  Simply speak with a Member Service Representative and they will set this up for you.
If you don't already have a Debit Card, request one now! Just visit any Advantage branch or call your Member Service Representatives at 585.454.5900, ext. 5.

Custom Debit Cards:
Rochester Amerks Debit Card
Rochester Teachers Association Debit Card

ATM Locations

Mt Hope Branch - 1625 Mt. Hope Ave.
Broad St. Branch - 225 West Broad St.
Gates Branch-1975 Buffalo Road
Genesee Doctors Offices, Main Lobby - 224 Alexander St.
Rochester General Hospital, Main Lobby - 1425 Portland Ave.
Rochester General Hospital, Emergency Room
Rochester General Hospital, Cafeteria
Strong Memorial Hospital, Lobby - 601 Elmwood Avenue
University of Rochester, Flaum Atrium
University of Rochester, Susan B. Anthony Halls
University of Rochester, DeKiewiet Tower
Via Health - 333 Humboldt St.

Service Charge Information

Use your Check Card at any ATM displaying the NYCE or CIRRUS logo. Transactions at Advantage ATMs are always free. ATM's at Rochester Credit Unions participating in Shared Branching are always FREE. Click here  for a list of credit unions participating in Shared Branching. The first five transactions per month at non-Advantage ATMs are free; there is a $1.50 charge per withdrawal after the first five. Some non-Advantage ATMs charge a fee called a surcharge.

To report a lost or stolen Visa Debit card, please call us at 1.888.454.2328, Ext. 4.   Evenings please call 585.454.5900, Ext. 128.