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Smart Plan
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Fill out and sign your loan papers once—and you're good to go.
With Smart Plan, in most cases, Advantage members complete and sign one application and one loan agreement that will serve as documentation for any future borrowing.
It gets even better!
With Smart Plan there is generally no "closing meeting" required to receive funds from your loan, and Advantage can send the proceeds of your loan wherever you want – for instance, your checking account or even an auto dealer. In fact, Smart Plan allows "remote" borrowing and advances so you don't even have to come to the credit union to apply for future loans.
Here's an example of how convenient Smart Plan can be:
You're on vacation with your family. You're running short of cash. If you have a Smart Plan application and agreement on file with Advantage, you can call or apply online for a loan. No more paperwork to sign. If approved, the money can be put directly into your account where you can access it at an ATM. It's that easy!!
With Smart Plan, simply fill out and sign your loan papers once. When you need a loan, simply call the credit union or make a computer request. No need to fill out loan papers every time you need a loan!
It's the easy and smart way to apply for--and get--a loan.
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